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79351 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79351 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,140
P&I Payment$694
Taxes & Ins$279
Utilities$167
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Mortgage Details

$130,188
Local Median: $130,188
$26,038 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,140

Monthly Breakdown

Principal & Interest
$694
Property Taxes
$158
Homeowners Ins.
$122
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$145,702

Local Housing Facts for ZIP Code 79351

  • ·Median home value: $130,188 (adjusted for current market conditions)
  • ·Est. property taxes: $1,893/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,459/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,002/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ODONNELL?

Based on the local median home value, estimated real estate property taxes in ODONNELL are around $1,893 per year.

What is the average home price in ODONNELL?

The median home value in ODONNELL is currently estimated at $130,188.

How much does homeowners insurance cost in ODONNELL?

For a median priced home, homeowners insurance in ODONNELL averages around $1,459 annually.

What is the true total cost of owning a home in ODONNELL?

True homeownership costs go beyond principal and interest. In ODONNELL, a typical homeowner with a median-priced home of $130,188 can expect to pay roughly $1,893/yr in property taxes, $1,459/yr for homeowners insurance, and $2,002/yr in energy utilities. That adds approximately $446 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.