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79359 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79359 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,150
P&I Payment$735
Taxes & Ins$228
Utilities$187
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Mortgage Details

$138,808
Local Median: $138,808
$27,762 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,150

Monthly Breakdown

Principal & Interest
$735
Property Taxes
$119
Homeowners Ins.
$109
Utilities
$187

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$153,471

Local Housing Facts for ZIP Code 79359

  • ·Median home value: $138,808 (adjusted for current market conditions)
  • ·Est. property taxes: $1,426/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,307/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,247/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SEAGRAVES?

Based on the local median home value, estimated real estate property taxes in SEAGRAVES are around $1,426 per year.

What is the average home price in SEAGRAVES?

The median home value in SEAGRAVES is currently estimated at $138,808.

How much does homeowners insurance cost in SEAGRAVES?

For a median priced home, homeowners insurance in SEAGRAVES averages around $1,307 annually.

What is the true total cost of owning a home in SEAGRAVES?

True homeownership costs go beyond principal and interest. In SEAGRAVES, a typical homeowner with a median-priced home of $138,808 can expect to pay roughly $1,426/yr in property taxes, $1,307/yr for homeowners insurance, and $2,247/yr in energy utilities. That adds approximately $415 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.