Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

79370 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79370 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 79370 Hub
Est. Total Monthly Cost
$712
P&I Payment$341
Taxes & Ins$190
Utilities$181
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 79370 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$64,406
Local Median: $64,406
$12,881 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$712

Monthly Breakdown

Principal & Interest
$341
Property Taxes
$84
Homeowners Ins.
$106
Utilities
$181

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$71,210

Local Housing Facts for ZIP Code 79370

  • ·Median home value: $64,406 (adjusted for current market conditions)
  • ·Est. property taxes: $1,011/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,268/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,176/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SPUR?

Based on the local median home value, estimated real estate property taxes in SPUR are around $1,011 per year.

What is the average home price in SPUR?

The median home value in SPUR is currently estimated at $64,406.

How much does homeowners insurance cost in SPUR?

For a median priced home, homeowners insurance in SPUR averages around $1,268 annually.

What is the true total cost of owning a home in SPUR?

True homeownership costs go beyond principal and interest. In SPUR, a typical homeowner with a median-priced home of $64,406 can expect to pay roughly $1,011/yr in property taxes, $1,268/yr for homeowners insurance, and $2,176/yr in energy utilities. That adds approximately $371 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.