Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

79381 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79381 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 79381 Hub
Est. Total Monthly Cost
$2,223
P&I Payment$1,616
Taxes & Ins$427
Utilities$180
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 79381 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$308,413
Local Median: $308,413
$61,683 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,223

Monthly Breakdown

Principal & Interest
$1,616
Property Taxes
$256
Homeowners Ins.
$171
Utilities
$180

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$334,934

Local Housing Facts for ZIP Code 79381

  • ·Median home value: $308,413 (adjusted for current market conditions)
  • ·Est. property taxes: $3,075/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,053/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,154/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WILSON?

Based on the local median home value, estimated real estate property taxes in WILSON are around $3,075 per year.

What is the average home price in WILSON?

The median home value in WILSON is currently estimated at $308,413.

How much does homeowners insurance cost in WILSON?

For a median priced home, homeowners insurance in WILSON averages around $2,053 annually.

What is the true total cost of owning a home in WILSON?

True homeownership costs go beyond principal and interest. In WILSON, a typical homeowner with a median-priced home of $308,413 can expect to pay roughly $3,075/yr in property taxes, $2,053/yr for homeowners insurance, and $2,154/yr in energy utilities. That adds approximately $607 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.