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79602 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79602 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,528
P&I Payment$1,047
Taxes & Ins$382
Utilities$99
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Mortgage Details

$197,480
Local Median: $197,480
$39,496 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,528

Monthly Breakdown

Principal & Interest
$1,047
Property Taxes
$214
Homeowners Ins.
$169
Utilities
$99

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$218,990

Local Housing Facts for ZIP Code 79602

  • ·Median home value: $197,480 (adjusted for current market conditions)
  • ·Est. property taxes: $2,562/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,025/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,187/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ABILENE?

Based on the local median home value, estimated real estate property taxes in ABILENE are around $2,562 per year.

What is the average home price in ABILENE?

The median home value in ABILENE is currently estimated at $197,480.

How much does homeowners insurance cost in ABILENE?

For a median priced home, homeowners insurance in ABILENE averages around $2,025 annually.

What is the true total cost of owning a home in ABILENE?

True homeownership costs go beyond principal and interest. In ABILENE, a typical homeowner with a median-priced home of $197,480 can expect to pay roughly $2,562/yr in property taxes, $2,025/yr for homeowners insurance, and $1,187/yr in energy utilities. That adds approximately $481 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.