Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

79604 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79604 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 79604 Hub
Est. Total Monthly Cost
$855
P&I Payment$538
Taxes & Ins$229
Utilities$88
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 79604 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$100,552
Local Median: $100,552
$20,110 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$855

Monthly Breakdown

Principal & Interest
$538
Property Taxes
$106
Homeowners Ins.
$124
Utilities
$88

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$113,372

Local Housing Facts for ZIP Code 79604

  • ·Median home value: $100,552 (adjusted for current market conditions)
  • ·Est. property taxes: $1,266/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,485/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,050/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ABILENE?

Based on the local median home value, estimated real estate property taxes in ABILENE are around $1,266 per year.

What is the average home price in ABILENE?

The median home value in ABILENE is currently estimated at $100,552.

How much does homeowners insurance cost in ABILENE?

For a median priced home, homeowners insurance in ABILENE averages around $1,485 annually.

What is the true total cost of owning a home in ABILENE?

True homeownership costs go beyond principal and interest. In ABILENE, a typical homeowner with a median-priced home of $100,552 can expect to pay roughly $1,266/yr in property taxes, $1,485/yr for homeowners insurance, and $1,050/yr in energy utilities. That adds approximately $317 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.