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79778 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79778 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,018
P&I Payment$666
Taxes & Ins$229
Utilities$123
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Mortgage Details

$125,900
Local Median: $125,900
$25,180 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,018

Monthly Breakdown

Principal & Interest
$666
Property Taxes
$131
Homeowners Ins.
$98
Utilities
$123

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$139,200

Local Housing Facts for ZIP Code 79778

  • ·Median home value: $125,900 (adjusted for current market conditions)
  • ·Est. property taxes: $1,575/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,174/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,475/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in RANKIN?

Based on the local median home value, estimated real estate property taxes in RANKIN are around $1,575 per year.

What is the average home price in RANKIN?

The median home value in RANKIN is currently estimated at $125,900.

How much does homeowners insurance cost in RANKIN?

For a median priced home, homeowners insurance in RANKIN averages around $1,174 annually.

What is the true total cost of owning a home in RANKIN?

True homeownership costs go beyond principal and interest. In RANKIN, a typical homeowner with a median-priced home of $125,900 can expect to pay roughly $1,575/yr in property taxes, $1,174/yr for homeowners insurance, and $1,475/yr in energy utilities. That adds approximately $352 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.