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79838 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79838 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$958
P&I Payment$575
Taxes & Ins$206
Utilities$177
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Mortgage Details

$108,126
Local Median: $108,126
$21,625 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$958

Monthly Breakdown

Principal & Interest
$575
Property Taxes
$116
Homeowners Ins.
$90
Utilities
$177

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$120,384

Local Housing Facts for ZIP Code 79838

  • ·Median home value: $108,126 (adjusted for current market conditions)
  • ·Est. property taxes: $1,390/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,076/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,128/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FABENS?

Based on the local median home value, estimated real estate property taxes in FABENS are around $1,390 per year.

What is the average home price in FABENS?

The median home value in FABENS is currently estimated at $108,126.

How much does homeowners insurance cost in FABENS?

For a median priced home, homeowners insurance in FABENS averages around $1,076 annually.

What is the true total cost of owning a home in FABENS?

True homeownership costs go beyond principal and interest. In FABENS, a typical homeowner with a median-priced home of $108,126 can expect to pay roughly $1,390/yr in property taxes, $1,076/yr for homeowners insurance, and $2,128/yr in energy utilities. That adds approximately $383 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.