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Cost of Living in ZIP 79902

Is it better to rent or buy in ZIP 79902? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$57,810
$945/mo

Median in area: $945

$223,629

Median in area: $223,629

$44,726

If you Rent

$1,075 /mo
Base Rent$945
Est. Utilities$130
% of Income22.3%
Pre-tax Residual$3,743

If you Buy

$1,764 /mo
P&I (6.923%)$1,181
Taxes & Ins$453
Est. Utilities$130
% of Income36.6%
Pre-tax Residual$3,053

Compare Nearby Areas

See how ZIP 79902 stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 79902?

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 79902. The estimated all-in monthly cost for renting is $1,075, while owning a median-priced home with a 20% down payment is roughly $1,764 per month (a difference of $689).

How much do utilities cost in ZIP 79902?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 79902 is approximately $130. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 79902?

To comfortably afford the median rent and utilities in ZIP 79902 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $43,000 per year.