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79906 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79906 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$922
P&I Payment$590
Taxes & Ins$214
Utilities$119
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Mortgage Details

$111,417
Local Median: $111,417
$22,283 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$922

Monthly Breakdown

Principal & Interest
$590
Property Taxes
$124
Homeowners Ins.
$89
Utilities
$119

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$123,187

Local Housing Facts for ZIP Code 79906

  • ·Median home value: $111,417 (adjusted for current market conditions)
  • ·Est. property taxes: $1,493/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,073/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,425/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EL PASO?

Based on the local median home value, estimated real estate property taxes in EL PASO are around $1,493 per year.

What is the average home price in EL PASO?

The median home value in EL PASO is currently estimated at $111,417.

How much does homeowners insurance cost in EL PASO?

For a median priced home, homeowners insurance in EL PASO averages around $1,073 annually.

What is the true total cost of owning a home in EL PASO?

True homeownership costs go beyond principal and interest. In EL PASO, a typical homeowner with a median-priced home of $111,417 can expect to pay roughly $1,493/yr in property taxes, $1,073/yr for homeowners insurance, and $1,425/yr in energy utilities. That adds approximately $333 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.