Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

79924 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 79924 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 79924 Hub
Est. Total Monthly Cost
$1,446
P&I Payment$982
Taxes & Ins$327
Utilities$138
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 79924 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$183,420
Local Median: $183,420
$36,684 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,446

Monthly Breakdown

Principal & Interest
$982
Property Taxes
$229
Homeowners Ins.
$98
Utilities
$138

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$206,699

Local Housing Facts for ZIP Code 79924

  • ·Median home value: $183,420 (adjusted for current market conditions)
  • ·Est. property taxes: $2,746/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,172/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,656/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EL PASO?

Based on the local median home value, estimated real estate property taxes in EL PASO are around $2,746 per year.

What is the average home price in EL PASO?

The median home value in EL PASO is currently estimated at $183,420.

How much does homeowners insurance cost in EL PASO?

For a median priced home, homeowners insurance in EL PASO averages around $1,172 annually.

What is the true total cost of owning a home in EL PASO?

True homeownership costs go beyond principal and interest. In EL PASO, a typical homeowner with a median-priced home of $183,420 can expect to pay roughly $2,746/yr in property taxes, $1,172/yr for homeowners insurance, and $1,656/yr in energy utilities. That adds approximately $465 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.