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80522 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 80522 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,551
P&I Payment$4,039
Taxes & Ins$430
Utilities$82
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Mortgage Details

$769,746
Local Median: $769,746
$153,949 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,551

Monthly Breakdown

Principal & Interest
$4,039
Property Taxes
$274
Homeowners Ins.
$156
Utilities
$82

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$838,307

Local Housing Facts for ZIP Code 80522

  • ·Median home value: $769,746 (adjusted for current market conditions)
  • ·Est. property taxes: $3,288/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,873/yr — based on local per-$1K premium rates
  • ·Energy utilities: $982/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FORT COLLINS?

Based on the local median home value, estimated real estate property taxes in FORT COLLINS are around $3,288 per year.

What is the average home price in FORT COLLINS?

The median home value in FORT COLLINS is currently estimated at $769,746.

How much does homeowners insurance cost in FORT COLLINS?

For a median priced home, homeowners insurance in FORT COLLINS averages around $1,873 annually.

What is the true total cost of owning a home in FORT COLLINS?

True homeownership costs go beyond principal and interest. In FORT COLLINS, a typical homeowner with a median-priced home of $769,746 can expect to pay roughly $3,288/yr in property taxes, $1,873/yr for homeowners insurance, and $982/yr in energy utilities. That adds approximately $512 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.