Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

80909 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 80909 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 80909 Hub
Est. Total Monthly Cost
$2,425
P&I Payment$2,027
Taxes & Ins$218
Utilities$180
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 80909 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$383,666
Local Median: $383,666
$76,733 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,425

Monthly Breakdown

Principal & Interest
$2,027
Property Taxes
$106
Homeowners Ins.
$112
Utilities
$180

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$422,937

Local Housing Facts for ZIP Code 80909

  • ·Median home value: $383,666 (adjusted for current market conditions)
  • ·Est. property taxes: $1,272/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,341/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,163/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COLORADO SPRINGS?

Based on the local median home value, estimated real estate property taxes in COLORADO SPRINGS are around $1,272 per year.

What is the average home price in COLORADO SPRINGS?

The median home value in COLORADO SPRINGS is currently estimated at $383,666.

How much does homeowners insurance cost in COLORADO SPRINGS?

For a median priced home, homeowners insurance in COLORADO SPRINGS averages around $1,341 annually.

What is the true total cost of owning a home in COLORADO SPRINGS?

True homeownership costs go beyond principal and interest. In COLORADO SPRINGS, a typical homeowner with a median-priced home of $383,666 can expect to pay roughly $1,272/yr in property taxes, $1,341/yr for homeowners insurance, and $2,163/yr in energy utilities. That adds approximately $398 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.