Local
Learn about the people, housing, costs and businesses in 82414
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 82414.
True all-in cost — P&I, taxes, insurance & utilities for homes in 82414.
Find and compare lenders active near 82414.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for 82414.
Seismic risk and earthquake insurance estimates for 82414.
Wildfire exposure and insurance estimates for 82414.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for ZIP code 82414 is approximately 6.869% (6.904% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 82414The median home value in ZIP code 82414 is $400k. The median monthly rent is $1,112. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 82414 have increased 14.0% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,045/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $45k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 82414 is $75k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 82414 are public administration (29%) and wholesale trade (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.