Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

82902 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 82902 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 82902 Hub
Est. Total Monthly Cost
$2,119
P&I Payment$1,714
Taxes & Ins$256
Utilities$150
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 82902 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$324,789
Local Median: $324,789
$64,958 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,119

Monthly Breakdown

Principal & Interest
$1,714
Property Taxes
$168
Homeowners Ins.
$88
Utilities
$150

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$357,094

Local Housing Facts for ZIP Code 82902

  • ·Median home value: $324,789 (adjusted for current market conditions)
  • ·Est. property taxes: $2,015/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,053/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,800/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ROCK SPRINGS?

Based on the local median home value, estimated real estate property taxes in ROCK SPRINGS are around $2,015 per year.

What is the average home price in ROCK SPRINGS?

The median home value in ROCK SPRINGS is currently estimated at $324,789.

How much does homeowners insurance cost in ROCK SPRINGS?

For a median priced home, homeowners insurance in ROCK SPRINGS averages around $1,053 annually.

What is the true total cost of owning a home in ROCK SPRINGS?

True homeownership costs go beyond principal and interest. In ROCK SPRINGS, a typical homeowner with a median-priced home of $324,789 can expect to pay roughly $2,015/yr in property taxes, $1,053/yr for homeowners insurance, and $1,800/yr in energy utilities. That adds approximately $406 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.