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83653 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 83653 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,112
P&I Payment$2,768
Taxes & Ins$229
Utilities$115
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Mortgage Details

$520,547
Local Median: $520,547
$104,109 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,112

Monthly Breakdown

Principal & Interest
$2,768
Property Taxes
$159
Homeowners Ins.
$70
Utilities
$115

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$579,961

Local Housing Facts for ZIP Code 83653

  • ·Median home value: $520,547 (adjusted for current market conditions)
  • ·Est. property taxes: $1,908/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $841/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,378/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in NAMPA?

Based on the local median home value, estimated real estate property taxes in NAMPA are around $1,908 per year.

What is the average home price in NAMPA?

The median home value in NAMPA is currently estimated at $520,547.

How much does homeowners insurance cost in NAMPA?

For a median priced home, homeowners insurance in NAMPA averages around $841 annually.

What is the true total cost of owning a home in NAMPA?

True homeownership costs go beyond principal and interest. In NAMPA, a typical homeowner with a median-priced home of $520,547 can expect to pay roughly $1,908/yr in property taxes, $841/yr for homeowners insurance, and $1,378/yr in energy utilities. That adds approximately $344 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.