Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

84720 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 84720 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 84720 Hub
Est. Total Monthly Cost
$2,430
P&I Payment$2,096
Taxes & Ins$195
Utilities$139
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 84720 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$399,325
Local Median: $399,325
$79,865 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,430

Monthly Breakdown

Principal & Interest
$2,096
Property Taxes
$135
Homeowners Ins.
$60
Utilities
$139

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$435,123

Local Housing Facts for ZIP Code 84720

  • ·Median home value: $399,325 (adjusted for current market conditions)
  • ·Est. property taxes: $1,623/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $720/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,669/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in CEDAR CITY?

Based on the local median home value, estimated real estate property taxes in CEDAR CITY are around $1,623 per year.

What is the average home price in CEDAR CITY?

The median home value in CEDAR CITY is currently estimated at $399,325.

How much does homeowners insurance cost in CEDAR CITY?

For a median priced home, homeowners insurance in CEDAR CITY averages around $720 annually.

What is the true total cost of owning a home in CEDAR CITY?

True homeownership costs go beyond principal and interest. In CEDAR CITY, a typical homeowner with a median-priced home of $399,325 can expect to pay roughly $1,623/yr in property taxes, $720/yr for homeowners insurance, and $1,669/yr in energy utilities. That adds approximately $334 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.