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Cost of Living in ZIP 85014

Is it better to rent or buy in ZIP 85014? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$75,953
$1,425/mo

Median in area: $1,425

$488,028

Median in area: $488,028

$97,606

If you Rent

$1,567 /mo
Base Rent$1,425
Est. Utilities$142
% of Income24.8%
Pre-tax Residual$4,762

If you Buy

$2,973 /mo
P&I (6.872%)$2,564
Taxes & Ins$267
Est. Utilities$142
% of Income47.0%
Pre-tax Residual$3,356

Compare Nearby Areas

See how ZIP 85014 stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in ZIP 85014?

Based on median housing data, renting is currently more affordable on a monthly basis in ZIP 85014. The estimated all-in monthly cost for renting is $1,567, while owning a median-priced home with a 20% down payment is roughly $2,973 per month (a difference of $1,406).

How much do utilities cost in ZIP 85014?

The average monthly utility cost (electricity and natural gas) for a typical home in ZIP 85014 is approximately $142. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in ZIP 85014?

To comfortably afford the median rent and utilities in ZIP 85014 without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $62,680 per year.