Safe Rate Local
Learn about the people, housing, costs and businesses in 85018
Select a topic to explore real data for ZIP 85018.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 85018.
Estimate payments for homes in 85018.
People, housing & businesses in 85018.
Find and compare lenders active near 85018.
Homeowners, flood & wildfire estimates for 85018.
Income, rent and all-in ownership costs for 85018.
FEMA flood zones and flood insurance estimates for 85018.
Seismic risk and earthquake insurance estimates for 85018.
Wildfire exposure and insurance estimates for 85018.
As of today, the 30-year fixed mortgage rate for ZIP code 85018 is approximately 6.553% (6.562% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 85018The median home value in ZIP code 85018 is $960k. The median monthly rent is $1,639. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 85018 have increased 17.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,962/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $84k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 85018 is $116k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 85018 are healthcare (20%) and public administration (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Other ZIP codes in PHOENIX