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Learn about the people, housing, costs and businesses in 85028
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 85028.
Estimate payments for homes in 85028.
People, housing & businesses in 85028.
Find and compare lenders active near 85028.
Homeowners, flood & wildfire estimates for 85028.
Income, rent and all-in ownership costs for 85028.
FEMA flood zones and flood insurance estimates for 85028.
Seismic risk and earthquake insurance estimates for 85028.
Wildfire exposure and insurance estimates for 85028.
As of today, the 30-year fixed mortgage rate for ZIP code 85028 is approximately 6.560% (6.569% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 85028The median home value in ZIP code 85028 is $653k. The median monthly rent is $2,000. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 85028 have increased 13.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,858/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $80k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 85028 is $129k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 85028 are public administration (23%) and healthcare (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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