Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

85372 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 85372 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 85372 Hub
Est. Total Monthly Cost
$2,399
P&I Payment$2,080
Taxes & Ins$186
Utilities$132
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 85372 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$393,474
Local Median: $393,474
$78,695 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,399

Monthly Breakdown

Principal & Interest
$2,080
Property Taxes
$106
Homeowners Ins.
$80
Utilities
$132

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$434,129

Local Housing Facts for ZIP Code 85372

  • ·Median home value: $393,474 (adjusted for current market conditions)
  • ·Est. property taxes: $1,270/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $963/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,586/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SUN CITY?

Based on the local median home value, estimated real estate property taxes in SUN CITY are around $1,270 per year.

What is the average home price in SUN CITY?

The median home value in SUN CITY is currently estimated at $393,474.

How much does homeowners insurance cost in SUN CITY?

For a median priced home, homeowners insurance in SUN CITY averages around $963 annually.

What is the true total cost of owning a home in SUN CITY?

True homeownership costs go beyond principal and interest. In SUN CITY, a typical homeowner with a median-priced home of $393,474 can expect to pay roughly $1,270/yr in property taxes, $963/yr for homeowners insurance, and $1,586/yr in energy utilities. That adds approximately $318 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.