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85746 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 85746 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,850
P&I Payment$1,480
Taxes & Ins$206
Utilities$164
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Mortgage Details

$278,720
Local Median: $278,720
$55,744 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,850

Monthly Breakdown

Principal & Interest
$1,480
Property Taxes
$136
Homeowners Ins.
$69
Utilities
$164

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$309,778

Local Housing Facts for ZIP Code 85746

  • ·Median home value: $278,720 (adjusted for current market conditions)
  • ·Est. property taxes: $1,635/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $831/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,971/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TUCSON?

Based on the local median home value, estimated real estate property taxes in TUCSON are around $1,635 per year.

What is the average home price in TUCSON?

The median home value in TUCSON is currently estimated at $278,720.

How much does homeowners insurance cost in TUCSON?

For a median priced home, homeowners insurance in TUCSON averages around $831 annually.

What is the true total cost of owning a home in TUCSON?

True homeownership costs go beyond principal and interest. In TUCSON, a typical homeowner with a median-priced home of $278,720 can expect to pay roughly $1,635/yr in property taxes, $831/yr for homeowners insurance, and $1,971/yr in energy utilities. That adds approximately $370 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.