Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

85748 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 85748 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 85748 Hub
Est. Total Monthly Cost
$2,876
P&I Payment$2,387
Taxes & Ins$314
Utilities$175
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 85748 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$453,262
Local Median: $453,262
$90,652 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,876

Monthly Breakdown

Principal & Interest
$2,387
Property Taxes
$241
Homeowners Ins.
$73
Utilities
$175

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$496,687

Local Housing Facts for ZIP Code 85748

  • ·Median home value: $453,262 (adjusted for current market conditions)
  • ·Est. property taxes: $2,893/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $873/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,100/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in TUCSON?

Based on the local median home value, estimated real estate property taxes in TUCSON are around $2,893 per year.

What is the average home price in TUCSON?

The median home value in TUCSON is currently estimated at $453,262.

How much does homeowners insurance cost in TUCSON?

For a median priced home, homeowners insurance in TUCSON averages around $873 annually.

What is the true total cost of owning a home in TUCSON?

True homeownership costs go beyond principal and interest. In TUCSON, a typical homeowner with a median-priced home of $453,262 can expect to pay roughly $2,893/yr in property taxes, $873/yr for homeowners insurance, and $2,100/yr in energy utilities. That adds approximately $489 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.