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86025 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 86025 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,200
P&I Payment$871
Taxes & Ins$141
Utilities$188
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Mortgage Details

$163,631
Local Median: $163,631
$32,726 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,200

Monthly Breakdown

Principal & Interest
$871
Property Taxes
$76
Homeowners Ins.
$65
Utilities
$188

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$182,592

Local Housing Facts for ZIP Code 86025

  • ·Median home value: $163,631 (adjusted for current market conditions)
  • ·Est. property taxes: $917/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $779/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,253/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in HOLBROOK?

Based on the local median home value, estimated real estate property taxes in HOLBROOK are around $917 per year.

What is the average home price in HOLBROOK?

The median home value in HOLBROOK is currently estimated at $163,631.

How much does homeowners insurance cost in HOLBROOK?

For a median priced home, homeowners insurance in HOLBROOK averages around $779 annually.

What is the true total cost of owning a home in HOLBROOK?

True homeownership costs go beyond principal and interest. In HOLBROOK, a typical homeowner with a median-priced home of $163,631 can expect to pay roughly $917/yr in property taxes, $779/yr for homeowners insurance, and $2,253/yr in energy utilities. That adds approximately $329 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.