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86351 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 86351 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,098
P&I Payment$4,552
Taxes & Ins$374
Utilities$172
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Mortgage Details

$871,220
Local Median: $871,220
$174,244 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,098

Monthly Breakdown

Principal & Interest
$4,552
Property Taxes
$286
Homeowners Ins.
$88
Utilities
$172

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$941,788

Local Housing Facts for ZIP Code 86351

  • ·Median home value: $871,220 (adjusted for current market conditions)
  • ·Est. property taxes: $3,436/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,050/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,059/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SEDONA?

Based on the local median home value, estimated real estate property taxes in SEDONA are around $3,436 per year.

What is the average home price in SEDONA?

The median home value in SEDONA is currently estimated at $871,220.

How much does homeowners insurance cost in SEDONA?

For a median priced home, homeowners insurance in SEDONA averages around $1,050 annually.

What is the true total cost of owning a home in SEDONA?

True homeownership costs go beyond principal and interest. In SEDONA, a typical homeowner with a median-priced home of $871,220 can expect to pay roughly $3,436/yr in property taxes, $1,050/yr for homeowners insurance, and $2,059/yr in energy utilities. That adds approximately $545 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.