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87025 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 87025 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,371
P&I Payment$1,963
Taxes & Ins$235
Utilities$173
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Mortgage Details

$373,006
Local Median: $373,006
$74,601 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,371

Monthly Breakdown

Principal & Interest
$1,963
Property Taxes
$141
Homeowners Ins.
$94
Utilities
$173

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$408,383

Local Housing Facts for ZIP Code 87025

  • ·Median home value: $373,006 (adjusted for current market conditions)
  • ·Est. property taxes: $1,690/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,131/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,076/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in JEMEZ SPRINGS?

Based on the local median home value, estimated real estate property taxes in JEMEZ SPRINGS are around $1,690 per year.

What is the average home price in JEMEZ SPRINGS?

The median home value in JEMEZ SPRINGS is currently estimated at $373,006.

How much does homeowners insurance cost in JEMEZ SPRINGS?

For a median priced home, homeowners insurance in JEMEZ SPRINGS averages around $1,131 annually.

What is the true total cost of owning a home in JEMEZ SPRINGS?

True homeownership costs go beyond principal and interest. In JEMEZ SPRINGS, a typical homeowner with a median-priced home of $373,006 can expect to pay roughly $1,690/yr in property taxes, $1,131/yr for homeowners insurance, and $2,076/yr in energy utilities. That adds approximately $408 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.