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87046 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 87046 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$883
P&I Payment$602
Taxes & Ins$123
Utilities$158
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Mortgage Details

$113,100
Local Median: $113,100
$22,620 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$883

Monthly Breakdown

Principal & Interest
$602
Property Taxes
$33
Homeowners Ins.
$90
Utilities
$158

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$126,118

Local Housing Facts for ZIP Code 87046

  • ·Median home value: $113,100 (adjusted for current market conditions)
  • ·Est. property taxes: $392/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,082/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,897/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in REGINA?

Based on the local median home value, estimated real estate property taxes in REGINA are around $392 per year.

What is the average home price in REGINA?

The median home value in REGINA is currently estimated at $113,100.

How much does homeowners insurance cost in REGINA?

For a median priced home, homeowners insurance in REGINA averages around $1,082 annually.

What is the true total cost of owning a home in REGINA?

True homeownership costs go beyond principal and interest. In REGINA, a typical homeowner with a median-priced home of $113,100 can expect to pay roughly $392/yr in property taxes, $1,082/yr for homeowners insurance, and $1,897/yr in energy utilities. That adds approximately $281 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.