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87825 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 87825 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,093
P&I Payment$660
Taxes & Ins$173
Utilities$261
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Mortgage Details

$124,109
Local Median: $124,109
$24,822 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,093

Monthly Breakdown

Principal & Interest
$660
Property Taxes
$58
Homeowners Ins.
$115
Utilities
$261

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$138,226

Local Housing Facts for ZIP Code 87825

  • ·Median home value: $124,109 (adjusted for current market conditions)
  • ·Est. property taxes: $696/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,376/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,129/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MAGDALENA?

Based on the local median home value, estimated real estate property taxes in MAGDALENA are around $696 per year.

What is the average home price in MAGDALENA?

The median home value in MAGDALENA is currently estimated at $124,109.

How much does homeowners insurance cost in MAGDALENA?

For a median priced home, homeowners insurance in MAGDALENA averages around $1,376 annually.

What is the true total cost of owning a home in MAGDALENA?

True homeownership costs go beyond principal and interest. In MAGDALENA, a typical homeowner with a median-priced home of $124,109 can expect to pay roughly $696/yr in property taxes, $1,376/yr for homeowners insurance, and $3,129/yr in energy utilities. That adds approximately $433 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.