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88024 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 88024 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,205
P&I Payment$912
Taxes & Ins$144
Utilities$148
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Mortgage Details

$173,152
Local Median: $173,152
$34,630 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,205

Monthly Breakdown

Principal & Interest
$912
Property Taxes
$49
Homeowners Ins.
$95
Utilities
$148

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$189,941

Local Housing Facts for ZIP Code 88024

  • ·Median home value: $173,152 (adjusted for current market conditions)
  • ·Est. property taxes: $589/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,141/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,780/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BERINO?

Based on the local median home value, estimated real estate property taxes in BERINO are around $589 per year.

What is the average home price in BERINO?

The median home value in BERINO is currently estimated at $173,152.

How much does homeowners insurance cost in BERINO?

For a median priced home, homeowners insurance in BERINO averages around $1,141 annually.

What is the true total cost of owning a home in BERINO?

True homeownership costs go beyond principal and interest. In BERINO, a typical homeowner with a median-priced home of $173,152 can expect to pay roughly $589/yr in property taxes, $1,141/yr for homeowners insurance, and $1,780/yr in energy utilities. That adds approximately $293 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.