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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 88220.
True all-in cost — P&I, taxes, insurance & utilities for homes in 88220.
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Wildfire exposure and insurance estimates for 88220.
As of today, the 30-year fixed mortgage rate for ZIP code 88220 is approximately 6.975% (7.014% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 88220The median home value in ZIP code 88220 is $205k. The median monthly rent is $1,162. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 88220 have increased 14.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $954/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 88220 is $76k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 88220 are agriculture and mining (16%) and public administration (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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