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89005 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 89005 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,060
P&I Payment$2,687
Taxes & Ins$216
Utilities$157
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Mortgage Details

$512,402
Local Median: $512,402
$102,480 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,060

Monthly Breakdown

Principal & Interest
$2,687
Property Taxes
$146
Homeowners Ins.
$70
Utilities
$157

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$557,352

Local Housing Facts for ZIP Code 89005

  • ·Median home value: $512,402 (adjusted for current market conditions)
  • ·Est. property taxes: $1,754/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $835/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,886/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BOULDER CITY?

Based on the local median home value, estimated real estate property taxes in BOULDER CITY are around $1,754 per year.

What is the average home price in BOULDER CITY?

The median home value in BOULDER CITY is currently estimated at $512,402.

How much does homeowners insurance cost in BOULDER CITY?

For a median priced home, homeowners insurance in BOULDER CITY averages around $835 annually.

What is the true total cost of owning a home in BOULDER CITY?

True homeownership costs go beyond principal and interest. In BOULDER CITY, a typical homeowner with a median-priced home of $512,402 can expect to pay roughly $1,754/yr in property taxes, $835/yr for homeowners insurance, and $1,886/yr in energy utilities. That adds approximately $373 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.