Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

89010 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 89010 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 89010 Hub
Est. Total Monthly Cost
$880
P&I Payment$576
Taxes & Ins$120
Utilities$185
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 89010 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$108,900
Local Median: $108,900
$21,780 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$880

Monthly Breakdown

Principal & Interest
$576
Property Taxes
$56
Homeowners Ins.
$64
Utilities
$185

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$120,299

Local Housing Facts for ZIP Code 89010

  • ·Median home value: $108,900 (adjusted for current market conditions)
  • ·Est. property taxes: $669/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $765/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,215/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in DYER?

Based on the local median home value, estimated real estate property taxes in DYER are around $669 per year.

What is the average home price in DYER?

The median home value in DYER is currently estimated at $108,900.

How much does homeowners insurance cost in DYER?

For a median priced home, homeowners insurance in DYER averages around $765 annually.

What is the true total cost of owning a home in DYER?

True homeownership costs go beyond principal and interest. In DYER, a typical homeowner with a median-priced home of $108,900 can expect to pay roughly $669/yr in property taxes, $765/yr for homeowners insurance, and $2,215/yr in energy utilities. That adds approximately $304 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.