Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

89027 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 89027 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 89027 Hub
Est. Total Monthly Cost
$2,220
P&I Payment$1,866
Taxes & Ins$220
Utilities$134
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 89027 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$353,745
Local Median: $353,745
$70,749 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,220

Monthly Breakdown

Principal & Interest
$1,866
Property Taxes
$155
Homeowners Ins.
$65
Utilities
$134

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$388,862

Local Housing Facts for ZIP Code 89027

  • ·Median home value: $353,745 (adjusted for current market conditions)
  • ·Est. property taxes: $1,861/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $779/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,606/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MESQUITE?

Based on the local median home value, estimated real estate property taxes in MESQUITE are around $1,861 per year.

What is the average home price in MESQUITE?

The median home value in MESQUITE is currently estimated at $353,745.

How much does homeowners insurance cost in MESQUITE?

For a median priced home, homeowners insurance in MESQUITE averages around $779 annually.

What is the true total cost of owning a home in MESQUITE?

True homeownership costs go beyond principal and interest. In MESQUITE, a typical homeowner with a median-priced home of $353,745 can expect to pay roughly $1,861/yr in property taxes, $779/yr for homeowners insurance, and $1,606/yr in energy utilities. That adds approximately $354 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.