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Learn about the people, housing, costs and businesses in 89044
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 89044.
True all-in cost — P&I, taxes, insurance & utilities for homes in 89044.
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Wildfire exposure and insurance estimates for 89044.
As of today, the 30-year fixed mortgage rate for ZIP code 89044 is approximately 6.851% (6.886% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 89044The median home value in ZIP code 89044 is $563k. The median monthly rent is $2,262. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 89044 have increased 25.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,881/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $81k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 89044 is $106k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 89044 are public administration (25%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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