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Learn about the people, housing, costs and businesses in 89316
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 89316.
True all-in cost — P&I, taxes, insurance & utilities for homes in 89316.
Find and compare lenders active near 89316.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for 89316.
Seismic risk and earthquake insurance estimates for 89316.
Wildfire exposure and insurance estimates for 89316.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for ZIP code 89316 is approximately 6.970% (7.009% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 89316The median home value in ZIP code 89316 is $83k. The median monthly rent is $969. Annual property taxes average $511. Home values are based on U.S. Census Bureau American Community Survey estimates.
The largest employment sectors in ZIP code 89316 are agriculture and mining (42%) and manufacturing (34%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.