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Estimate your true cost of homeownership in ZIP Code 89428 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,269
P&I Payment$1,971
Taxes & Ins$130
Utilities$168
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Mortgage Details

$371,993
Local Median: $371,993
$74,399 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,269

Monthly Breakdown

Principal & Interest
$1,971
Property Taxes
$65
Homeowners Ins.
$65
Utilities
$168

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$411,864

Local Housing Facts for ZIP Code 89428

  • ·Median home value: $371,993 (adjusted for current market conditions)
  • ·Est. property taxes: $781/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $778/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,021/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SILVER CITY?

Based on the local median home value, estimated real estate property taxes in SILVER CITY are around $781 per year.

What is the average home price in SILVER CITY?

The median home value in SILVER CITY is currently estimated at $371,993.

How much does homeowners insurance cost in SILVER CITY?

For a median priced home, homeowners insurance in SILVER CITY averages around $778 annually.

What is the true total cost of owning a home in SILVER CITY?

True homeownership costs go beyond principal and interest. In SILVER CITY, a typical homeowner with a median-priced home of $371,993 can expect to pay roughly $781/yr in property taxes, $778/yr for homeowners insurance, and $2,021/yr in energy utilities. That adds approximately $298 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.