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90045 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 90045 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$7,940
P&I Payment$7,027
Taxes & Ins$753
Utilities$161
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Mortgage Details

$1,318,575
Local Median: $1,318,575
$263,715 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$7,940

Monthly Breakdown

Principal & Interest
$7,027
Property Taxes
$661
Homeowners Ins.
$92
Utilities
$161

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,474,685

Local Housing Facts for ZIP Code 90045

  • ·Median home value: $1,318,575 (adjusted for current market conditions)
  • ·Est. property taxes: $7,926/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,109/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,932/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LOS ANGELES?

Based on the local median home value, estimated real estate property taxes in LOS ANGELES are around $7,926 per year.

What is the average home price in LOS ANGELES?

The median home value in LOS ANGELES is currently estimated at $1,318,575.

How much does homeowners insurance cost in LOS ANGELES?

For a median priced home, homeowners insurance in LOS ANGELES averages around $1,109 annually.

What is the true total cost of owning a home in LOS ANGELES?

True homeownership costs go beyond principal and interest. In LOS ANGELES, a typical homeowner with a median-priced home of $1,318,575 can expect to pay roughly $7,926/yr in property taxes, $1,109/yr for homeowners insurance, and $1,932/yr in energy utilities. That adds approximately $914 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.