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90245 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 90245 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$8,330
P&I Payment$7,343
Taxes & Ins$837
Utilities$150
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Mortgage Details

$1,379,420
Local Median: $1,379,420
$275,884 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$8,330

Monthly Breakdown

Principal & Interest
$7,343
Property Taxes
$742
Homeowners Ins.
$96
Utilities
$150

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,539,798

Local Housing Facts for ZIP Code 90245

  • ·Median home value: $1,379,420 (adjusted for current market conditions)
  • ·Est. property taxes: $8,898/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,151/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,800/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EL SEGUNDO?

Based on the local median home value, estimated real estate property taxes in EL SEGUNDO are around $8,898 per year.

What is the average home price in EL SEGUNDO?

The median home value in EL SEGUNDO is currently estimated at $1,379,420.

How much does homeowners insurance cost in EL SEGUNDO?

For a median priced home, homeowners insurance in EL SEGUNDO averages around $1,151 annually.

What is the true total cost of owning a home in EL SEGUNDO?

True homeownership costs go beyond principal and interest. In EL SEGUNDO, a typical homeowner with a median-priced home of $1,379,420 can expect to pay roughly $8,898/yr in property taxes, $1,151/yr for homeowners insurance, and $1,800/yr in energy utilities. That adds approximately $987 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.