Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

90265 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 90265 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 90265 Hub
Est. Total Monthly Cost
$12,883
P&I Payment$11,569
Taxes & Ins$930
Utilities$384
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 90265 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$2,209,223
Local Median: $2,209,223
$441,845 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$12,883

Monthly Breakdown

Principal & Interest
$11,569
Property Taxes
$833
Homeowners Ins.
$96
Utilities
$384

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$2,397,503

Local Housing Facts for ZIP Code 90265

  • ·Median home value: $2,209,223 (adjusted for current market conditions)
  • ·Est. property taxes: $10,001/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,155/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,613/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MALIBU?

Based on the local median home value, estimated real estate property taxes in MALIBU are around $10,001 per year.

What is the average home price in MALIBU?

The median home value in MALIBU is currently estimated at $2,209,223.

How much does homeowners insurance cost in MALIBU?

For a median priced home, homeowners insurance in MALIBU averages around $1,155 annually.

What is the true total cost of owning a home in MALIBU?

True homeownership costs go beyond principal and interest. In MALIBU, a typical homeowner with a median-priced home of $2,209,223 can expect to pay roughly $10,001/yr in property taxes, $1,155/yr for homeowners insurance, and $4,613/yr in energy utilities. That adds approximately $1,314 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.