Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

90274 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 90274 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 90274 Hub
Est. Total Monthly Cost
$10,423
P&I Payment$9,235
Taxes & Ins$930
Utilities$257
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 90274 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,730,829
Local Median: $1,730,829
$346,166 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$10,423

Monthly Breakdown

Principal & Interest
$9,235
Property Taxes
$831
Homeowners Ins.
$100
Utilities
$257

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,940,102

Local Housing Facts for ZIP Code 90274

  • ·Median home value: $1,730,829 (adjusted for current market conditions)
  • ·Est. property taxes: $9,970/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,195/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,081/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PALOS VERDES PENINSULA?

Based on the local median home value, estimated real estate property taxes in PALOS VERDES PENINSULA are around $9,970 per year.

What is the average home price in PALOS VERDES PENINSULA?

The median home value in PALOS VERDES PENINSULA is currently estimated at $1,730,829.

How much does homeowners insurance cost in PALOS VERDES PENINSULA?

For a median priced home, homeowners insurance in PALOS VERDES PENINSULA averages around $1,195 annually.

What is the true total cost of owning a home in PALOS VERDES PENINSULA?

True homeownership costs go beyond principal and interest. In PALOS VERDES PENINSULA, a typical homeowner with a median-priced home of $1,730,829 can expect to pay roughly $9,970/yr in property taxes, $1,195/yr for homeowners insurance, and $3,081/yr in energy utilities. That adds approximately $1,187 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.