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90296 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 90296 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$8,773
P&I Payment$7,695
Taxes & Ins$931
Utilities$147
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Mortgage Details

$1,446,062
Local Median: $1,446,062
$289,212 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$8,773

Monthly Breakdown

Principal & Interest
$7,695
Property Taxes
$833
Homeowners Ins.
$98
Utilities
$147

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,613,349

Local Housing Facts for ZIP Code 90296

  • ·Median home value: $1,446,062 (adjusted for current market conditions)
  • ·Est. property taxes: $10,001/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,175/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,765/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in PLAYA DEL REY?

Based on the local median home value, estimated real estate property taxes in PLAYA DEL REY are around $10,001 per year.

What is the average home price in PLAYA DEL REY?

The median home value in PLAYA DEL REY is currently estimated at $1,446,062.

How much does homeowners insurance cost in PLAYA DEL REY?

For a median priced home, homeowners insurance in PLAYA DEL REY averages around $1,175 annually.

What is the true total cost of owning a home in PLAYA DEL REY?

True homeownership costs go beyond principal and interest. In PLAYA DEL REY, a typical homeowner with a median-priced home of $1,446,062 can expect to pay roughly $10,001/yr in property taxes, $1,175/yr for homeowners insurance, and $1,765/yr in energy utilities. That adds approximately $1,078 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.