Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

90638 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 90638 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 90638 Hub
Est. Total Monthly Cost
$5,596
P&I Payment$4,865
Taxes & Ins$545
Utilities$186
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 90638 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$932,966
Local Median: $932,966
$186,593 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,596

Monthly Breakdown

Principal & Interest
$4,865
Property Taxes
$455
Homeowners Ins.
$90
Utilities
$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,005,133

Local Housing Facts for ZIP Code 90638

  • ·Median home value: $932,966 (adjusted for current market conditions)
  • ·Est. property taxes: $5,454/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,081/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,237/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LA MIRADA?

Based on the local median home value, estimated real estate property taxes in LA MIRADA are around $5,454 per year.

What is the average home price in LA MIRADA?

The median home value in LA MIRADA is currently estimated at $932,966.

How much does homeowners insurance cost in LA MIRADA?

For a median priced home, homeowners insurance in LA MIRADA averages around $1,081 annually.

What is the true total cost of owning a home in LA MIRADA?

True homeownership costs go beyond principal and interest. In LA MIRADA, a typical homeowner with a median-priced home of $932,966 can expect to pay roughly $5,454/yr in property taxes, $1,081/yr for homeowners insurance, and $2,237/yr in energy utilities. That adds approximately $731 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.