Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

90802 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 90802 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 90802 Hub
Est. Total Monthly Cost
$3,778
P&I Payment$3,190
Taxes & Ins$494
Utilities$94
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 90802 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$609,027
Local Median: $609,027
$121,805 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,778

Monthly Breakdown

Principal & Interest
$3,190
Property Taxes
$409
Homeowners Ins.
$86
Utilities
$94

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$661,048

Local Housing Facts for ZIP Code 90802

  • ·Median home value: $609,027 (adjusted for current market conditions)
  • ·Est. property taxes: $4,904/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,026/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,128/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in LONG BEACH?

Based on the local median home value, estimated real estate property taxes in LONG BEACH are around $4,904 per year.

What is the average home price in LONG BEACH?

The median home value in LONG BEACH is currently estimated at $609,027.

How much does homeowners insurance cost in LONG BEACH?

For a median priced home, homeowners insurance in LONG BEACH averages around $1,026 annually.

What is the true total cost of owning a home in LONG BEACH?

True homeownership costs go beyond principal and interest. In LONG BEACH, a typical homeowner with a median-priced home of $609,027 can expect to pay roughly $4,904/yr in property taxes, $1,026/yr for homeowners insurance, and $1,128/yr in energy utilities. That adds approximately $588 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.