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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 92106.
Estimate payments for homes in 92106.
People, housing & businesses in 92106.
Find and compare lenders active near 92106.
Homeowners, flood & wildfire estimates for 92106.
Income, rent and all-in ownership costs for 92106.
FEMA flood zones and flood insurance estimates for 92106.
Seismic risk and earthquake insurance estimates for 92106.
Wildfire exposure and insurance estimates for 92106.
As of today, the 30-year fixed mortgage rate for ZIP code 92106 is approximately 6.959% (6.969% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 92106The median home value in ZIP code 92106 is $1.4M. The median monthly rent is $2,744. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 92106 have increased 22.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,971/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $127k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 92106 is $143k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 92106 are public administration (35%) and healthcare (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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