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Learn about the people, housing, costs and businesses in San Diego, California
Select a topic to explore real data for San Diego.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in San Diego.
Estimate payments for homes in San Diego.
People, housing & businesses in San Diego.
Find and compare lenders active near San Diego.
Homeowners, flood & wildfire estimates for San Diego.
Income, rent and all-in ownership costs for San Diego.
FEMA flood zones and flood insurance estimates for San Diego.
Seismic risk and earthquake insurance estimates for San Diego.
Wildfire exposure and insurance estimates for San Diego.
As of today, the 30-year fixed mortgage rate for San Diego is approximately 6.532% (6.542% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for San DiegoThe median home value in San Diego is $948k. The median monthly rent is $2,490. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in San Diego have increased 17.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,496/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $107k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in San Diego is $118k/year.
Calculate your buying powerThe largest employment sectors in San Diego are public administration (23%) and healthcare (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.