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Estimate your true cost of homeownership in San Diego with localized property taxes, insurance, and utility data.
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Used with your down payment to fetch a live, scenario-specific rate.
Loan balance and total interest paid over 30 years.
Based on the local median home value, estimated real estate property taxes in San Diego are around $5,914 per year.
The median home value in San Diego is currently estimated at $1,097,561.
For a median priced home, homeowners insurance in San Diego averages around $997 annually.
True homeownership costs go beyond principal and interest. In San Diego, a typical homeowner with a median-priced home of $1,097,561 can expect to pay roughly $5,914/yr in property taxes, $997/yr for homeowners insurance, and $1,947/yr in energy utilities. That adds approximately $738 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.