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Learn about the people, housing, costs and businesses in 92234
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 92234.
True all-in cost — P&I, taxes, insurance & utilities for homes in 92234.
Find and compare lenders active near 92234.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for 92234.
Seismic risk and earthquake insurance estimates for 92234.
Wildfire exposure and insurance estimates for 92234.
As of today, the 30-year fixed mortgage rate for ZIP code 92234 is approximately 6.868% (6.903% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 92234The median home value in ZIP code 92234 is $453k. The median monthly rent is $1,737. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 92234 have increased 11.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,720/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $74k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 92234 is $76k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 92234 are public administration (19%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
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