Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

94903 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 94903 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 94903 Hub
Est. Total Monthly Cost
$7,605
P&I Payment$6,574
Taxes & Ins$820
Utilities$211
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 94903 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,264,685
Local Median: $1,264,685
$252,937 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$7,605

Monthly Breakdown

Principal & Interest
$6,574
Property Taxes
$736
Homeowners Ins.
$84
Utilities
$211

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,354,996

Local Housing Facts for ZIP Code 94903

  • ·Median home value: $1,264,685 (adjusted for current market conditions)
  • ·Est. property taxes: $8,827/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,008/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,532/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SAN RAFAEL?

Based on the local median home value, estimated real estate property taxes in SAN RAFAEL are around $8,827 per year.

What is the average home price in SAN RAFAEL?

The median home value in SAN RAFAEL is currently estimated at $1,264,685.

How much does homeowners insurance cost in SAN RAFAEL?

For a median priced home, homeowners insurance in SAN RAFAEL averages around $1,008 annually.

What is the true total cost of owning a home in SAN RAFAEL?

True homeownership costs go beyond principal and interest. In SAN RAFAEL, a typical homeowner with a median-priced home of $1,264,685 can expect to pay roughly $8,827/yr in property taxes, $1,008/yr for homeowners insurance, and $2,532/yr in energy utilities. That adds approximately $1,031 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.