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95018 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 95018 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$5,480
P&I Payment$4,676
Taxes & Ins$561
Utilities$242
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Mortgage Details

$897,664
Local Median: $897,664
$179,533 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,480

Monthly Breakdown

Principal & Interest
$4,676
Property Taxes
$476
Homeowners Ins.
$85
Utilities
$242

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$965,379

Local Housing Facts for ZIP Code 95018

  • ·Median home value: $897,664 (adjusted for current market conditions)
  • ·Est. property taxes: $5,713/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,023/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,904/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in FELTON?

Based on the local median home value, estimated real estate property taxes in FELTON are around $5,713 per year.

What is the average home price in FELTON?

The median home value in FELTON is currently estimated at $897,664.

How much does homeowners insurance cost in FELTON?

For a median priced home, homeowners insurance in FELTON averages around $1,023 annually.

What is the true total cost of owning a home in FELTON?

True homeownership costs go beyond principal and interest. In FELTON, a typical homeowner with a median-priced home of $897,664 can expect to pay roughly $5,713/yr in property taxes, $1,023/yr for homeowners insurance, and $2,904/yr in energy utilities. That adds approximately $803 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.