Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

95914 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 95914 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 95914 Hub
Est. Total Monthly Cost
$2,550
P&I Payment$2,010
Taxes & Ins$280
Utilities$261
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 95914 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$382,761
Local Median: $382,761
$76,552 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,550

Monthly Breakdown

Principal & Interest
$2,010
Property Taxes
$196
Homeowners Ins.
$83
Utilities
$261

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$417,369

Local Housing Facts for ZIP Code 95914

  • ·Median home value: $382,761 (adjusted for current market conditions)
  • ·Est. property taxes: $2,356/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,000/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,127/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BANGOR?

Based on the local median home value, estimated real estate property taxes in BANGOR are around $2,356 per year.

What is the average home price in BANGOR?

The median home value in BANGOR is currently estimated at $382,761.

How much does homeowners insurance cost in BANGOR?

For a median priced home, homeowners insurance in BANGOR averages around $1,000 annually.

What is the true total cost of owning a home in BANGOR?

True homeownership costs go beyond principal and interest. In BANGOR, a typical homeowner with a median-priced home of $382,761 can expect to pay roughly $2,356/yr in property taxes, $1,000/yr for homeowners insurance, and $3,127/yr in energy utilities. That adds approximately $540 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.